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e_Marketing Blog Upgrading to Wordpress 2.7 Just finished upgrading one of my many Wordpress blogs to v 2.7 - the newest upgrade which was released on Dec. 10 makes several attractive improvements to the interface. This upgrade is not so concerned with functionality as it is with improving the user interface. I was able to upgrade my Article Marketing blog in about 15 minutes when all was said and done. There were no suprises and no hitches along the way. I'm sure subsequent upgrades on other sites will go faster. SmartyPig Social Saving Here's an interesting idea. SmartyPig.com is like an online piggy bank with a social twist. You create an account where you set a specific savings goal. Say you want to save for a new computer. You need $1,000. You create an account and then let your friends and family know what you're saving for. They can make contributions (or not). You can contribute to their accounts too. SmartyPig also has partnered with "top retailers" to offer you deals and cash incentives. It's free and you can even earn interest on your deposits. What Makes A Good Blog? Since I'm writing a series on "Creating A Successful Blog" I've been looking (not very diligently) for other opinions on what makes for a successful blog. One thing I've discovered is that there is no magic answer to this question. First of all, every blog speaks to a different audience in a different tone of voice. So what one group likes another group will find boring or maybe even overtly aggravating. I stumbled on an instance of this today when I followed a link from Lisa Barone's post called "Six Kickass Writing Resources for Bloggers". First on her list was "What Makes a Good Blog?" by Merlin Mann. Now I must admit there are several things in Merlin's list which I agree with, but I find the overall tone fairly aggravating. For instance, he says, "People start real blogs because they think about something a lot...They make and consume smart forebrain porn. So: where do this person's obsessions take them." Frankly I don't see why "obsession" is a necessary part of blogging. Is it because in order to do real blogging we must express our personality; and expressing our personality necessarily involves creativity; and because creativity is so relatively scarce and difficult that it will not happen without an obsessive focus on something? Or is this just the way an obsessive person looks at it? Of course it takes all types. But there is a certain arrogance and air of superiority about talk of obsession and creativity that I can do without. |
Ezine-Network.com - This site contains information about getting published submission of articles, photographs, ebooks, and other special features for a growing number of online publications. It also contains significant amounts of information, resources dealing with, and examples of blogs and blogging. Ezine-Network.com is a member of the sbo-linknet.com network of websites. Safeguarding Your Personal Information From Identity ThievesMar 7, 2006 -Linknet Finance News Safeguarding Your Personal Information From Identity Thieves Mar 7, 2006 - Linknet Finance - by Etienne A. Gibbs, MSWTo stop identity thieves in their steps, there are several things you can do. You can begin by freezing access to your credit file. An identity thief doesn't just steal your credit card and personal information to start buying crazily in your name. He gets new cards, opens new loans, and leaves a long trail of unpaid bills in your name. He even uses your identity to commit acts of terrorism or other crimes. What are you to do? == Loan Officer Training - Mortgage broker training = Identity theft occurs more frequently than you would like to believe - and is committed frequently by someone you know. This is what happened to Linda Foley, a magazine writer, who learned that her own employer had swiped her identity to open cell phone and credit card accounts. Now Foley, along with her husband, fight back as the Co-Executive Directors of the Identity Theft Resource Center (ITRC) in San Diego, California. Can This Happen to You? After Bridget J. Thomas learned that her identity was stolen by a bank employee at a branch 300 miles from the one she used, she was shocked. And that was just the beginning of her nightmare! When the thief was caught, she was working at a different bank in a different state. After her arrest, collection agencies continued to hound Ms Thomas. Setting the Record Straight Might Not Be All That Easy - or Quick! Setting the record straight is the tip of a nightmarish iceberg that can take months - even years to accomplish often with undue pain and suffering for the victim. In serious cases victims spend an average of 600 hours and ,400 in out-of-pocket expenses to repair their credit. Until they can prove their innocence, they are more likely to be: charged higher rates for insurance and fees for credit cards, rejected for student loans or home mortgages, arrested for crimes they did not commit. unable to get or keep a job, A Call From A Collection Agency Or A turndown For A Loan Is Often the Only Tip-off That Your Identity Was Stolen. A thief needs only one thing to open the doors to his windfall - your Social Security number. Unfortunately it is routinely used by government agencies, health care providers, utility companies, merchants, employers, and financial institutions. Often, your Social Security number is publicly available. That's how General John M. Shalikashvili, the former Chairman of the Joint Chiefs of Staff, became a victim. His Social Security number and those of many other military officers were published in the "Congressional Record" and were later posted on the internet. Thieves used their identities to open 273 new credit cards accounts and run up a bill of over 0,000.00 in charges. Develop a Form of Defense To stop identity thieves in their steps, there are several things you can do. You can begin by freezing access to your credit file. By doing so, you cause your file to become off-limits to anyone who does not know the secret PIN (Personal Information Number) of your choosing. This sets the wheels in motion to protect you from the bad guys - anyone who attempts to apply for credit in your name. It causes their application to be rejected; although your credit cards won't be affected. And if you want to apply for new credit or let a bank, store, or agency run a background check on you, you can get a credit thaw. For example, if you decided to shop for a big-ticket item, like a car, you might thaw your history for auto dealers. Other Things You Can Do - Starting NOW! Periodically check your credit report for suspicious activities. Americans are now entitled to a free annual credit report from each of the three bureaus: Experian, Equifax, and TransUnion. If you elect to shop online, use a credit card rather than a debit card. With a credit card, you have the extra protection of maximum liability of .00 for unauthorized purchased. Learn more about "phishing" email scams, and other schemes, frauds, and cons to separate you from your identity and your money. For more information about these scams and about resources at your disposal, go to http://www.ProtectingYourIdentity.blogspot.com/ In the Event You Do Become A Victim Here are some steps to take: Act fast and prepare yourself for an uphill battle uncooperative and unsupportive credit card and law enforcement agencies. For guidance and support, I suggest that you turn to organizations and agencies like ITRC (www.identitytheftcenter.org), the Federal Trade Commission (www.FTC.gov), and others. All can be found at http://www.ProtectingYourIdentity.blogspot.com/. Call the fraud dept. of one of the three credit bureaus, Experian, Equifax, and TransUnion, and request that a fraud alert be placed on your credit reports. (The other two credit bureaus will automatically be notified.) The alert lasts for 90 days and requires creditors to call you before opening new accounts in your name; however, a word of caution is in order here. There are no legal requirements to honor alerts and merchants who are eager to make a sale may ignore them. Close your credit card accounts and change the passwords on all your financial and banking accounts. File a police report. Although credit bureaus wont extend a fraud alert without it, be aware that local police departments may be reluctant to provide a report. Many may lack the resources to properly investigate the crime. Mail copies of the police report to all three credit bureaus with a cover letter demanding your complete credit file. Call every credit where you know a bogus account has been created and have them close your file immediately. Demand copies of all fraudulent applications for credit and billing statements. Creditors dont want to divulge that information, but they will if you enclose a copy of a police report and forward your request it in writing via certified mail. Conclusion: Face it, identity theft is a growing problem affecting everyone in some way or another. With the increase popularity of internet usage, it has become easier for cybercriminals to steal our identity. In 2002 alone, the victim total due to identity theft climbed to 10 million, a new high. The cost to the economy was up an astonishing 41 percent to .6 billion, according to The Identity Theft Survey Report, available from the Federal Trade Commission at the website (www.consumer.gov/idtheft/). Each year these totals are climbing with no apparent sign of slowing down. What are your chances of becoming a victim of some form of identity theft? According to the Federal Trade Commission is one in ten. "So what am I to do?" you ask. My recommendation is that first you educate yourself with information and resources at your disposal. Next, purchase identity theft insurance. Find more information at http://www.ProtectingYourIdentity.blogspot.com/. Known as The Master Blog Builder, Etienne A. Gibbs, MSW, helps small business owners and non-profit organizations improve their customer relationship marketing. Often he comes across cases that are red flags calling identity thieves to come in. Hence, he started "Protecting Your Identity" blog. Contact him at http://www.masterblogbuilder.com for more information. Florida Mortgages - Let the Florida Mortgage Guide show you the right programs with our Free CD and workbook.
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