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Hot Real Estate USA Finds Unique Antique Pieces at Antique Art Chicago It is very difficult to find a job working with an established antique dealer. Many dealers are struggling to sustain their practice and cannot afford to take on employees - even a trainee. These days, dealers prefer to trade at antiques fairs and centers rather than to start their own shops. This helps reduce their overall expenses. Antique Art Chicago - PRIMITIVE brings you 'the best of the world right next door.' Whether it is one-of-a-kind items brought from hard to reach places or proprietary furnishings. Fair Debt Law Prohibits Debt Harassment Did you know that debt harassment by debt collectors and collection agencies is against the law? That's right! The Fair Debt Collection Practices Act (FDCPA) prohibits aggressive and misleading practices of debt collectors when attempting to collect debts. Here are some ways that debt collectors engage in practices prohibited by the FDCPA. when contacting you they call before 8am and after 9pm - no early or late calls allowed. They also cannot call you at work if you tell them not to. See Loans 101 for more debt and credit articles and videos. Career Opportunities In Long Term Care Insurance CVN Health - Long term health care cost varies depending on your services and location. But recent calculations are that the average cost of nursing home care in the US is currently about $56,000 per year. Some parts of the country it can go as high as $100,000 per year. Given that the average length that a person is in nursing home care is 3.1 years, that means the cost will probably be between $170,000 and $310,000. The fact is it is often worse than that, because a nursing home stay comes after receiving home health care services for a considerable period of time. So your resources will have been severely depleted even before dedicated long term care is required. The cost of long term care continues to rise more rapidly than ever. That makes it even more critical to for people to think about long term health care. Long term health care insurance is a high demand service when you realize the facts, and that makes this one of the best insurance jobs currently available. |
Ezine-Network.com - This site contains information about getting published — submission of articles, photographs, ebooks, and other special features for a growing number of online publications. It also contains significant amounts of information, resources dealing with, and examples of blogs and blogging. Ezine-Network.com is a member of the sbo-linknet.com network of websites. Tips on Apartment Building and Multi Family Property LoansApr 2, 2006 - Linknet Real Estate News Tips on Apartment Building and Multi Family Property Loans Apr 20 - 2006 - Linknet Real Estate - by Kellie Ross - Investing in apartment buildings or multi family properties can be a great way to join the real estate market. Here are a few tips about obtaining the loan you need to make your investment happen.== Steel Frame Buildings - Order steel frame buildings online == Real estate investment has become an extremely popular way for people to try to make money. Owning an apartment or multi family housing unit can be a way to wealth, however, real estate investing requires a lot of time, knowledge and up-front capital. Apartment building loans are often offered on two different levels. The first usually requires a minimum loan of $500,000, is a smaller unit, but comprised of no less than five units. The second is for loans over $3,000,000, and is designed for financing much larger units such as large apartment complexes, student housing, or senior or assisted living facilities. == Commercial Real Estate Loans == Most lenders will provide financing for units in good condition, and have little deferred maintenance. If the building is in poor condition, you may not qualify for a loan, or have to pay a much higher down payment. Apartment building loan sources are numerous to say the very least. Before speaking with anyone it's helpful to have a list of question you may want to ask. For example: · Is the property fully leased (about 95%)? · Do you want to borrow more than 80% of today's value? · Are you willing to re-finance the property or are you planning on selling in the next 3 years or so? · Will you accept a loan with a large prepayment penalty? · Do you expect leasing activity in the building over the next 3 years (either from existing or new tenants) to increase the property value greater than 25%? · If the property value is increasing more than 25% over the next 3 years, will the loan request today be 75% or less of the increased value? · Will 50% of the building leases expire in any one of the next 3 years? · Are you installing land infrastructure, gutting the building or converting the use? · Is the property value greater than $3 million? Apartment building financing, or multifamily property financing, is in a constant state of change. As a result, multifamily finance providers must have thorough knowledge and awareness of available debt programs and be prepared to quickly analyze financing options. Visit Security National Capital today to learn more about apartment building and multi family property loans. Hundreds of Real Estate Articles
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